Whether you like it or not, forced savings such as the EPF help many people save up for retirement – and it’s only effective because the provident fund locks in the money until you retire. – The Malaysian Insight file pic, December 7, 2020. RECENTLY there has been a nationwide debate over the decision to allow Employees’ Provident Fund (EPF) members to tap into their retirement funds prematurely to see them through the effects of the pandemic.Most Malaysians welcome the policy to allow withdrawal from their Account 1 savings, although the government and the EPF faced backlash when they announced the terms to qualify for early withdrawal.
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